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Choosing a Car8 min read

How to Choose the Right Car

Most bad car purchases are not bad cars. They are cars bought for a life the owner does not lead — a three-door coupé for a family of four, a 4x4 for a commute that never leaves tarmac. Work outwards from your real week and the shortlist writes itself.

Write down your real week, not your imagined one

Count the trips you actually make. How many kilometres a day, how many passengers most of the time, how often you carry something bulky, how often you drive somewhere you could not reach in a normal hatchback. People systematically over-weight the rare trip: the annual ski holiday buys the roof rails, and then a car that is too big for the other 360 days.

Set the budget as a monthly total, not a purchase price

The purchase price is one line in a much longer bill. Insurance, fuel or electricity, tyres, servicing, tax and depreciation all continue after the car is bought. A cheap car with expensive parts can cost more per year than something dearer and well-behaved.

A useful sanity check: total running costs for a mainstream used car usually land between 4% and 8% of its value per month once depreciation is included. If a car looks suspiciously cheap to buy, ask what it costs to keep.

Pick the body style from constraints, then the engine

Body style is mostly determined by your constraints, which is why it is an easier decision than it feels. Engine choice is downstream of distance and use.

If this is trueLook atAvoid
City parking, short tripsHatchback, small EVLarge SUV, long saloon
Two children and a pushchairEstate, compact SUV, MPVCoupé, small hatchback
Long motorway commuteSaloon, estate, hybrid or dieselSmall-engine city car
Occasional bulky loadsEstate with folding seatsSUV with a sloping roofline
Driving for pleasure at weekendsCoupé, sports car, roadsterAnything bought on spec sheet alone

Shortlist three, drive all three

Three is the right number: enough to compare, few enough to actually arrange. Drive them back to back if you can, ideally within the same week, on roads you use. A car that impresses on a dealer loop can be tiring on your commute.

On the test drive, ignore the stereo and check the things you cannot change: driving position, visibility over your shoulder, whether the boot lip is too high for you, whether the ride is acceptable on your worst local road.

The three questions that settle most decisions

When a shortlist refuses to resolve, these usually break the tie.

If the honest answer to the last question is neither, keep looking. Buying a car you feel lukewarm about at the moment of purchase rarely improves with ownership.
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